Vindex Intelligence
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Pricing

AI dispute software, priced honestly.

Start with a single $15 letter, run a credit repair side business for $79/mo, or scale to unlimited clients for $120/mo. No long contracts. CROA-protected 3-day cancellation right.

★★★★★ 4.9/5 from 247 verified reviews

Choose your dispute plan

Pay monthly or pay per letter.

Two pricing models, one outcome: AI-drafted FCRA/FDCPA dispute letters that actually work. Pick the one that fits how you dispute.

Most chosen

Flat-fee monthly

Pro $79 · Unlimited $120

Best if you're disputing for yourself over multiple rounds, or running a credit repair side business with recurring clients.

  • Unlimited dispute & counter-letters
  • Per-client folders & exports
  • CFPB complaint assistant included
  • 1 credit monitoring report / month
  • Cancel anytime — no contract
Start with monthly

Per-letter

$15 / letter — one-time

Best if you've got one or two specific items to dispute and don't want a subscription. Letters never expire.

  • 1 AI dispute letter (FCRA / FDCPA)
  • 1 AI counter-letter if bureau replies
  • All 3 bureaus supported
  • PDF + certified mail tracking
  • No subscription, no commitment
Buy a single letter

Not sure which fits? Talk to our team — most users disputing 3+ items save money on a monthly plan.

Pricing

One letter, five clients, or unlimited.

Built for the way credit repair actually gets done. Cancel anytime.

Pay Per Letter

One AI-generated dispute letter, plus one AI counter-response if the bureau replies. Perfect for one-off cleanups.

$15
per letter
  • 1 AI dispute letter (FCRA / FDCPA cited)
  • 1 AI counter-letter if bureau responds
  • All 3 bureaus supported
  • PDF download + certified mail tracking
Most Popular

Pro

For credit repair pros & small businesses. 5 client files per month, full AI letter suite, CFPB assistant, and 1 credit monitoring report.

$79
per month
  • Up to 5 client files per month
  • Unlimited AI dispute letters per client
  • Unlimited AI counter-letters
  • CFPB complaint assistant
  • Per-client folders (export anytime)
  • 1 credit monitoring report / month
  • Best for credit repair side businesses

Unlimited

Unlimited client files, unlimited AI dispute letters, unlimited CFPB complaint assistance, and 1 credit monitoring report. Built for high-volume credit repair operations.

$120
per month
  • Unlimited client files
  • Unlimited AI dispute letters
  • Unlimited AI counter-letters
  • Unlimited CFPB filings
  • Per-client folders + bulk export
  • 1 credit monitoring report / month
  • Priority AI processing
  • Built for full-time credit repair operations

Vindex Intelligence is software, not a credit repair organization or law firm. We do not provide legal advice. You may dispute items directly with the credit bureaus at no cost. CROA-protected 3-day cancellation right applies. See full terms below.

Built for Operators

Quiet, measurable, undeniable.

4.9 / 5 average across 247 verified reviews from credit repair pros, business owners, and consumers.

I was paying for three different tools and a VA to keep client folders straight. Vindex's per-client folders + AI counter-letters replaced all of it. I run my whole shop on the Unlimited plan.
Two collections deleted on the first round. When the bureau came back with their AI auto-rejection, the counter-letter feature made them eat the dispute on the second pass. Worth way more than $15.
Closed on my first home four months after starting. The CFPB assistant alone saved me a lawyer fee — it walked me through filing a complaint that got a charge-off removed in 11 days.
Switched from a $399/mo CRM that was bloated and confusing. Onboarded 23 clients in my first 60 days on the Unlimited plan. The white-label letterhead alone is worth the price.
I send buyers to Vindex when their score won't qualify. Three of my last four clients closed within 90 days of starting disputes. The MOV counter-letters are the secret weapon.
I tried writing dispute letters myself for a year — got nowhere. Vindex generated 9 letters in under a minute, with the actual FCRA citations. Six items deleted in 32 days.